People preparing to immigrate to Canada often have one or more of the following misconceptions about the Canadian healthcare system: “Medicare works the same across the country,” or “Coverage is immediate upon arrival,” or “Emergency medical care is covered even if I have a waiting period”. In this episode, Jason Cummings joins me to debunk these common misconceptions and set the record straight for all newcomers to Canada.
These misconceptions can be costly to a newcomer. For instance, each year tens of thousands of new residents of Canada settle in a Province or Territory that has a waiting period for public health coverage (Medicare). During a Medicare waiting period, “un-insured residents” are responsible to pay for hospital and medical services, even in an emergency, and costs can be very high, even catastrophic. The same risk can arise when a temporary resident loses Medicare eligibility due to the expiry of a work or study permit.
In this episode Canadian health insurance broker Jason Cummings, General Manager of David Cummings Insurance Services Ltd, joined me to help shed some light on what new permanent residents and temporary residents face when on-boarding into the “Canadian health...